Share Facebook Twitter Google + LinkedIn Pinterest Leave a Comment “Trust” is the first word that comes to mind when Tom Yingling describes Ohio Farm Bureau and why he recently signed up for its newest benefit, the Ohio Farm Bureau Energy Program.“We’ve had a longstanding relationship with Farm Bureau and when they came out with (the energy program), I said ‘holy mackerel, this works for us.’ Farm Bureau has always worked to satisfy membership and not stockholders. You’ve got to trust who you’re doing business with and having Farm Bureau offer this program made the decision very easy for us,” said Yingling, a fourth-generation Huron County Farm Bureau member who grain farms with his brother.About the energy programThe Ohio Farm Bureau Energy Program assists members in making energy choices, shopping for energy, learning about rebate options and finding the best ways to manage their energy resources. Ohio Farm Bureau has partnered with an Ohio-based energy management firm, Community Energy Advisors, to run the program. The energy program is just one of many benefits that Ohio Farm Bureau members enjoy, which include savings in health, home and business insurance, travel and recreation and car and equipment purchases.Medina County Farm Bureau member Tawny Zajc signed up for the energy program for the LINE-X protective coating franchise she and her husband operate. She decided to look at the program for her home and was surprised by the price difference. Turns out she had been on a very high rate and didn’t know it. Her home gas savings alone was more than $832 per year.“The phone rings off the hook all day long from solicitors trying to get you to sign up for savings that turn out to only last for a short time, and I’m busy and focused on other things and tend to trust the savings stay the same,” she said. “To find an organization like Farm Bureau that you trust and know is going to have your best interest at heart for yourself and the community is great.”Zajc became an Ohio Farm Bureau member in 2012 to take advantage of the organization’s workers’ compensation program as well as to be more involved in the agriculture community. She grew up in Sugarcreek where she was involved with 4-H and rode horses. She learned about Farm Bureau’s energy program through one of her customers.“He said remember to look at Farm Bureau – you could save a ton with them,” she said. “We’ve already saved with workers’ comp and now we have the energy savings and are in the process of applying for Farm Bureau’s health care program.”Yingling learned about the energy program during a workers’ compensation meeting and signed up shortly after that.“I don’t know the energy rates day to day and always felt pushed by other companies,” he said. “I feel comfortable with Farm Bureau. Business is about relationships and I know Farm Bureau has our best interest in mind.”Online ExtraLearn more about the Ohio Farm Bureau Energy Program and enter for a chance to win $500 that can be used like cash, including to pay for utility costs.Photo credit: Photo by Peggy Turbett Leave a Comment
Arjen Robben 1 I’m sure we’ve seen this before?Either way, you’d hate to be the defender responsible for stopping Arjen Robben in full flight – and the Welsh backline were understandably helpless as the Bayern winger bamboozled his way through to score.Robben, predictably but devastatingly, raced down the right wing, cut inside and then arrowed a fine strike into the bottom corner past Wayne Hennessey.The former Chelsea winger would score again later in the second half as the Dutch snatched a 3-2 win at the Cardiff City Stadium.Here’s the 31-year-old’s first goal of the night:
Source: whiskey image via ShutterstockIndia exports over $415 million worth of hair a yearHindus donate their hair in temples as a spiritual offering, especially those who can’t afford to donate money or jewellery. About 40,000 pilgrims are believed to donate their hair every day. Source: AP/Press Association ImagesIndia’s 25 richest people have a combined net worth of $174.8 billion, which is about as much as Ukraine’s GDPMukesh Ambani is India’s richest man and is worth $24.2 billion. Ukraine has a nominal GDP of $176.2 billion, according to the IMF. Source: Lewis WhyldAbout 25% of India’s land is turning into desert – that’s the equivalent of three United KingdomsOveruse and changing rainfall patterns have led to massive land degradation in India. Some 81 million hectares of land in the country face “desertification.” This has raised concerns about food security. Source: Press Association ImagesIndia has the world’s largest dairy cow populationThere were 44.9 million dairy cows in India in 2011 and about 260 dairy million cows in the world. Of the world’s dairy cows, 17.2% reside in India. Source: Aijaz RahiIndia saw 371 suicides a day in 2012In 2012, 135,445 people died by suicide in India, according to the National Crime Records Bureau (NCRB). Suicide rates were the highest in Puducherry at 36.8 for every 100,000 people. Student suicides are a huge problem as well. Source: AP/Press Association ImagesIndia was the fourth most dangerous country for journalists last yearIndia saw 13 reporters killed in 2013, according to the International News Safety Institute (INSI). Syria and Iraq, both countries dealing with armed conflict, had the highest number of deaths, followed by the Philippines. Activist Narendra Dabholkar who edited a weekly magazine in the country was gunned down in August last year. Source: AP/Press Association ImagesThe most expensive home in India cost $1 billion to build, about the same as Somalia’s GDPIndian billionaire Mukesh Ambani’s home, Antilla, cost $1 billion to construct, making it the most expensive home in the world. Somalia has a GDP of $1.3 billion. Source: Arun K. Mishra/Dinodia- Mamita Badkar.Read: New visa to let Chinese and Indian tourists travel freely between Ireland and UK>Read: Ten wounded in sword fight at Indian temple> INDIA IS ONE of the world’s largest economies, and it has the second largest population.This means things in India tend to be fairly large-scaled — consider its network of roads, consumer spending, or its youth population. But it also experiences some problems on a large scale like suicides and road accidents.We pulled together some staggering statistics from the sub-continent that you probably didn’t already know. If you did, well done smarty-pants.India’s road network is long enough to loop around the Earth over 117 timesIndia’s road network totals 4.7 million kilometres and is the second largest in the world. Earth has a circumference of 40,075 kilometres. Source: AP/Press Association ImagesNew Dehli’s air is the most polluted in the worldThe World Health Organization found that New Delhi’s PM 2.5 — particulate matter that is 2.5 micrometers or less and that is dangerous for lungs — mean was 152 micrograms per cubic metre. This was nearly three times that of Beijing which has an annual mean of 59. Source: PA Archive/Press Association ImagesThe wettest place in the world is in India, and it averages about 40 feet of rain a yearWhile Cherrapunji, India, likes to advertise itself as the wettest place in the world, it is argued that a neighbouring town, Mawsynram, could in fact top it. On average, Mawsynram gets about 467.35 inches of rain per year, while Cherrapunji gets up 463.66 inches. Hawaii’s Mount Waialeale receives about 450 inches of rain each year. Source: Mahesh Kumar A.One person died on the roads in India every three minutes in 2012India saw 138,258 people die in road collisions in 2012. But in terms of the number of deaths per 100,000, India’s road death rate equalled 18.9 for every 100,00 people, only slightly higher than the global average of 18. Source: Rajesh Kumar SinghIndia will become the world’s youngest country by 2020By 2020, the median age in India will be 29. The population in the 15-34 age group is expected to rise from 430 million in 2011 to 464 million in 2021. Source: Rajesh Kumar SinghIndia consumes about half the world’s whiskeyIndia consumed about 1.2 billion litres of whiskey in 2012. While India is the world’s largest whiskey market by volume, on a per capita basis, France takes the top spot.
CAR63CAR56CAR 31, CIN 21-7.3– 20024-5SD, MIA-56.9 Home teams are in bold.The scoring system is nonlinear, so readers’ average points don’t necessarily match the number of points that would be given to the average reader prediction. 201512-13DEN, PHI-66.9 The worst two-game spells in the Belichick/Brady eraThe biggest declines in Elo rating after two consecutive games for the Patriots, 2000-18 200917-18HOU, BAL-65.3 JAX71JAX77TEN 9, JAX 6-11.2– MIN78MIN90BUF 27, MIN 6-20.9– 20083-5MIASF-66.1 NE64NE75DET 26, NE 10-17.2– PICKWIN PROB.PICKWIN PROB.ResultREADERS’ NET Points Elo’s dumbest (and smartest) picks of Week 3Average difference between points won by readers and by Elo in Week 3 matchups in FiveThirtyEight’s NFL prediction game 20182-3JAX, DET-66.7 MIA68MIA60MIA 28, OAK 20-7.6– BAL68BAL59BAL 27, DEN 14-8.8– OUR PREDICTION (ELO)READERS’ PREDICTION The sky is falling in New England. The arm of Tom Brady suddenly seems every bit of 41 years old, with the future Hall of Famer unable to find receivers deep downfield as in years past. The Patriots have a losing record in the early season, and the obituaries are being written.If this feels like deja vu all over again, you’re not wrong. Brady was viewed as over the hill around this time in 2014, too. And the experts were also playing taps on the Patriots dynasty. The specific reason cited for Brady’s decline back then? An inability to throw the ball deep.Of course, we all know what happened next. The Patriots and head coach Bill Belichick responded to the panic after a 41-14 Monday night loss to the Chiefs in 2014’s Week 4 with the mantra, “We’re on to Cincinnati.” The Patriots won that game 43-17 and their next six, too, en route to winning the Super Bowl. From that week in 2014 through the end of the 2017 season, Brady was above average in both yards per attempt and Raw Quarterback Rating on deep throws.Eventually,1We assume. Brady’s NFL career and the Patriots’ dynasty actually will come to an end. Though we can’t know for sure when that will happen, we should pay attention when they struggle — even if we can’t write them off quite yet. What’s happened in the past two weeks is unusual for the Pats and warrants more than just a shrug as New England prepares to host the unbeaten Dolphins, the first of three straight games in Foxborough.The Patriots’ Elo rating sits at 1589 after their shocking 26-10 thumping at the hands of Detroit on Sunday night, which came on the heels of a 31-20 loss in Week 2 at Jacksonville. The last time New England’s number was this low was after that 2014 loss to the Chiefs. The Patriots have dropped 66.7 points since the 1656 they hit after their Week 1 victory at home against the Texans, who are still winless. That’s the fourth biggest two-week drop in Elo for the Patriots during the Belichick era.2 Since 2000. The three times the Belichick Pats experienced a bigger two-week drop carry asterisks. The biggest occurred at the end of 2015, when the Pats closed the season with two straight losses long after clinching the division. The next biggest drop happened earlier that season, after the team was 10-0 and reached its second-highest Elo mark in the past five seasons before dropping games to Denver and Philadelphia. The third biggest drop was in 2008 after Week 1 — when Brady blew out his ACL and was replaced by Matt Cassel for rest of the season.At a shocking 3-0, the Dolphins seem to be moving squarely in the opposite direction, setting up a rare opportunity for a team other than the Patriots to put a stranglehold on the AFC East. But Miami’s jump of 47.5 points over the past two weeks is just its 17th best since 2000. The Dolphins have been fortunate of late, being outgained from scrimmage by 105 yards against the Jets and 61 against the Raiders. The Dolphins’ 39 plays from scrimmage in the win over the Raiders are less than all but three teams since the 1970 merger.“Are we there yet? No,” Miami QB Ryan Tannehill said after the game. “But the patterns we’re establishing are going to take us there.”Brady will hope to get Josh Gordon on the field against Miami to rescue a passing game that’s bereft of weapons, which is allowing teams to fearlessly devote multiple defenders to tight end Rob Gronkowski. Gordon once was one of the most explosive players in NFL history. But the fact that the best hope for New England’s offense is Gordon, a player who has been suspended or injured for all but 11 games since his historic 2013 campaign, seems uncharacteristically desperate for the Patriots. Julian Edelman is set to return after Week 4 following a suspension for performance-enhancing drugs, but Edelman is 32 and coming off an ACL injury. If he can somehow return to form, his chain-moving ability will go a long way toward improving the Patriots’ 29th ranking in third down conversions (28.6 percent).But let’s not forget that the Patriots have issues on the other side of the ball, too. The defense has recorded just four sacks, has allowed an alarming 4.7 yards per rushing attempt and is 30th in third-down conversion rate allowed. Finishing near the bottom on both sides of the ball in third down efficiency would be unprecedented for the Brady-Belichick Patriots.A trademark for New England has been efficiency. In the NFL, that’s measured by converting yards into points and preventing the opponent from doing the same. This year, the Pats are middle of the pack on both offense and defense. Since 2013, they haven’t finished worse than seventh in offensive or defensive efficiency. (The offensive efficiency average across the NFL this year is 15.2 yards per point; it was 15.4 yards per point in 2017.) Red zone efficiency (13th on offense, eighth on defense), turnover differential (they’re even this year) and special teams success all play a part in boosting those numbers. These subtle strengths that have been a New England trademark are lacking thus far in 2018.The bigger problem is the lack of quality players. Some of this is their own fault, having traded Brandin Cooks to the Rams for a first-round pick. With Brady at 41 and the window to win closing, the Patriots should be the team trading first-round picks for veteran talent, not vice versa. Cooks, meanwhile, is fifth in the NFL with 336 receiving yards, or 71 more than all of Brady’s wide receivers have managed combined.In fairness to Brady, this situation is like someone took all the gadgets away from Bruce Wayne and then asked him to go out and still be Batman.But this wouldn’t be the first time that Belichick the GM was saved by Belichick the Hall of Fame coach. Perhaps struggling rookie running back Sony Michel can turn into a dangerous weapon. Brady could certainly figure out a way to build a passing game around Gronkowski and someone else. Heck, some were writing Brady off at the end of last season, only to see him post arguably his best postseason ever, with 1,132 passing yards in three games and eight TD passes with zero picks. It’s easy to imagine that when the regular season is done, the Patriots are again about to host a playoff game.FiveThirtyEight vs. the readersIn addition to our NFL Elo prediction interactive, which updates after every game to help you keep tabs on how your team stacks up, we’re also running a prediction game in which you make picks against our model (and your fellow readers). After the dust settles each week, we like to look at where Elo made its best — and worst — picks against the field. Here’s how it did in Week 3: 20025-6MIA, GB-64.1 ARI55%CHI63%CHI 16, ARI 14+14.7– LAR64LAR70LAR 35, LAC 23+2.2– SeasonWeeksLossWin2-Week Drop HOU59HOU62NYG 27, HOU 22-5.2– TB54TB52PIT 30, TB 27-0.9– Pats’ Results vs. SEA55SEA51SEA 24, DAL 13-5.2– NYJ62CLE51CLE 21, NYJ 17+11.4– 200215-16TEN, NYJ-64.0 PHI83PHI76PHI 20, IND 16-5.1– KC77KC76KC 38, SF 27-2.6– 20082-3MIANYJ-66.8 201516-17NYJ, MIA-73.0 Elo steamrolled through the week based on the losses from a pair of 1-1-1 teams from the NFC North.3Yes, the Vikings and Packers have the same record as the Browns. Let that sink in. Minnesota was a 16½-point favorite over hapless Buffalo, and our readers agreed with Vegas, giving the Vikings a win probability of 90 percent. But the Vikings found a new way to disappoint their fans, losing in “embarrassing” fashion to the Bills. Meanwhile, Green Bay went to soggy Washington and couldn’t get anything going, losing 31-17. Elo picked up 40.4 total points over the readers on just those two games — more than half of the 73.9 total points by which Elo beat a typical reader in Week 3.The readers weren’t shut out, though. They had more faith in Khalil Mack and upstart Chicago than Elo did, giving the Bears a 63 percent chance to beat the Cardinals, compared with Elo’s 55 percent. The readers also believed that Cleveland could finally win its first game since 2016, picking the Browns over the Jets. Those two games generated 26.1 total points for the readers.Congrats to reader Randy Renick, who led all identified users in points for Week 2; Renick is just behind Michel Rodriguez for the season lead. And thanks to everyone who played last week. If you didn’t play, remember that it’s not too late to get in on the game, even if you missed the first few weeks of the season. Make your picks now!Check out our latest NFL predictions. WSH57GB60WSH 31, GB 17-19.5– ATL66ATL57NO 43, ATL 37+9.3– 20026-8GB, DEN-63.8 Three-week stretches include a bye week for New England. Week 18 of 2009 was a playoff game.Source: Pro-Football-Reference.com