ESPN college football analyst Paul Finebaum believes one of the country’s top head coaches can no longer be considered an “elite” one.The ESPN analyst reacted to Michigan’s blowout loss to Florida during an appearance on WJOX.Finebaum has been critical of Jim Harbaugh’s coaching performance this season, as the Wolverines ended the year with back-to-back blowout losses on big stages.“Jim Harbaugh is not an elite coach. All the pundits on all the networks can make him out to be one,” Finebaum said. “He was, at one time. At Stanford, he was a superb coach in the NFL, but he’s no longer an elite coach. His stock is crashing to earth and what Michigan does from here on is their business, but I’m pretty bored talking about Jim Harbaugh.”Finebaum says that Michigan is a very good program, but it’s not a great one.The Wolverines have yet to reach a truly elite level during Harbaugh’s tenure. The program is 38-14 over his four seasons.“No one should really be surprised by what we saw from Michigan, that’s what we’ve come to expect,” Finebaum said. “And this is the Michigan program that the Wolverine fans want. They want a good program that will never be great. Michigan will never be great under Jim Harbaugh. Michigan will never be elite under Jim Harbaugh. Michigan will always be somewhere right below that line, which is fine. There’s nothing wrong with 10-11 wins — maybe eight or nine one year.“When you lose to your rival on an annual basis and this year, in one of the worst beatdowns in big-time college football history and then you go out again and lose to an SEC school — last year to South Carolina, this year Florida — you get what you pay for.”Michigan will enter the 2019 season with some major pressure. Will the Wolverines finally be able to live up to it?